L&D managers and D&I leaders: Presented below is a collation of some often asked questions if you are wondering if this program will be beneficial to your employees.

1. Where can this program fit? (helpful for managers and D&I leaders)
  • Part of your D&I initiatives
  • Induction programs
  • Women's Day initiative
  • Financial literacy drive at the start of the financial year

2. Is this program restricted to women only?
Yes and No.  Yes, because the target audience in my head was primarily women as I've often heard them say, "numbers overwhelm me", "the math scares me", "I don't want to be bothered as my spouse/brother/dad" takes care of it. Yes, because I wanted to shake the gender stereotype and make women believe that they have it in them to take charge of how to manage the money they earn.

No, because the content of the program is not gender specific. Every program I have conducted till date started as a women-only session, but eventually had male participants, albeit relatively a lower proportion. The topic of making one's money grow is fascinating and intriguing, gender aside. Representation from both genders has often made the interactions fun and insightful as it opens up gender biases.

3. Who is the ideal audience for this workshop?
If you:
  • are struggling to curb expenses and save month-on-month
  • have money stashed in a bank account
  • fall under the high earner-high spender¬†trap
  • are plagued by credit card debt
  • have no idea how to switch gears from saving to investing
  • how to get started with mutual funds
  • how to save towards your goals
  • are wondering what questions to ask before hiring a financial advisor
  • are worried about the math or feeling less confident by the financial terminologies
  • then this session is for you. There are no pre-requisites or prior knowledge of finance required. Come with an open mind, and be honest with yourself about your financial situation.

4. Can both the sessions be combined into one?
No. The first session is a groundbreaking one as it offers insights into one's personal saving habits encouraging them to start saving if they are not already putting money aside every month. Diving head on into where to invest and the complexities of mutual funds will be overwhelming for someone who has not begun saving yet.

5. What is the ideal gap between the two sessions?
Four to six weeks. As part of Session 1's homework, non-savers are asked to track their expenses, draw a budget and start setting aside money towards their goals for investment. A month is a good interval as one has the time to observe their money habits, track it, and be ready to start afresh.

6. How will I benefit from the workshop?
The goal is to make you financially aware and empower you to participate in all the discussions and financial decisions at home.

If you are the decision maker for the program and still have lingering questions, please feel free to get in touch with me at